This winter, dealing with burst pipes can be a stressful and costly problem for homeowners in South Carolina. When the unfortunate happens, it’s important to have knowledge of whether your home insurance policy covers the damages to manage repairs and minimize out-of-pocket expenses.
This article will explore common causes of burst pipes, the specifics of insurance coverage, preventative measures, and steps to take when a pipe bursts.
ServiceMaster of the Upstate is your best choice for water damage restoration and mold remediation in Pickens, Greenville, Spartanburg, Saluda, York, Newberry, Cherokee, and Laurens Counties, SC. For more information or to request a quote, call us at (864) 310-7891 or message us online.
What Causes Burst Pipes?
Burst pipes often result from a few common issues, such as:
- Freezing temperatures. Water expands as it freezes and increases pressure inside the pipes, causing them to burst.
- Corrosion. Over time, pipes, especially those made from metal, weakened their structural integrity.
- Physical damage. Accidental or construction-related impacts can damage pipes.
- High water pressure. Excessive water pressure can stress pipes to the point of rupture.
Does Insurance Cover Burst Pipes?
Typically, homeowners’ insurance in South Carolina covers damages from burst pipes if the break is sudden and accidental. However, coverage may not apply if the damage results from negligence, such as failing to properly maintain pipes or not heating the home adequately during cold snaps. It’s important to review your policy’s specifics or contact your insurance provider to understand the coverage limits and any exclusions.
How to Prevent Burst Pipes
- Insulate pipes. Wrap your pipes with foam padding sleeves or special insulating tapes, particularly those in unheated or vulnerable areas like attics, garages, and basements.
- Keep the heat on. Keep a consistent temperature indoors, even if the property is vacant for some time.
- Let faucets drip. Allowing a slight drip from faucets during freezing temperatures can relieve pressure buildup from ice blockages.
- Seal cracks and openings. Seal gaps in your home’s exterior to prevent cold air from reaching interior pipes.
What to Do When a Pipe Bursts
If a pipe burst was not prevented, here’s what you can do to prevent further damage.
- Immediately shut off the main water supply to stop flooding.
- Take photos or videos to document the damage for insurance claims.
- Using towels, mops, or a wet/dry vacuum, quickly remove standing water to prevent mold and further damage.
- Contact a professional restoration service like ServiceMaster of the Upstate for comprehensive water damage restoration in Spartanburg, SC, and other Upstate South Carolina areas.
If you experience a burst pipe in your home, don’t wait for the damage to escalate. Contact ServiceMaster of the Upstate immediately for expert water damage restoration services. Our team is equipped to handle all aspects of burst pipe cleanup, ensuring your home is restored quickly and thoroughly.
Call ServiceMaster of the Upstate today at (864) 310-7891 or contact us online to learn more about our services or to request an estimate. Our emergency response team is ready to answer your call 24 hours a day, 7 days a week.
